You may need your PIN for some card payments, especially when using your card at physical terminals or when a payment provider asks for additional card verification.
Before You Start
Make sure that:
your Kolo card is already active;
you are signed in to your Kolo account;
you have access to the card details screen.
For security reasons, choose a PIN that is easy for you to remember but hard for others to guess.
Avoid simple combinations such as:
11111234your birth year
repeated or sequential numbers
How to Set Up Your PIN
Open Kolo.
Go to Wallet.
Select your card.
Tap Set up PIN code.
Enter a 4-digit PIN.
Repeat the same PIN to confirm it. Make sure both PIN entries are exactly the same.
Once confirmed, your PIN will be saved for the card.
Security Tips
To keep your card safe:
do not share your PIN with anyone;
do not write it down in an easy-to-find place;
do not use the same PIN as your phone unlock code;
avoid simple or predictable combinations.
Kolo support will never ask you to share your card PIN, CVV, full card number, SMS code, email code, or 2FA code.
FAQ
Can I use my card without setting a PIN?
Can I use my card without setting a PIN?
Yes. However, in many online payments, a PIN is not required. However, some in-person payments or payment terminals may ask for a PIN. Setting it up helps avoid payment issues when a PIN is needed.
Can I change my PIN later?
Can I change my PIN later?
If PIN change is available in your card settings, open your card details and follow the PIN setup or change flow. If you cannot find this option, contact Kolo support.
What should I do if I forgot my PIN?
What should I do if I forgot my PIN?
Open your card settings and check whether you can reset or set up the PIN again. If the option is not available, contact Kolo support for help.
Is my PIN the same as my 2FA code?
Is my PIN the same as my 2FA code?
No. Your card PIN and 2FA code are different. Your card PIN is used for card payments when required. Your 2FA code is used to protect your Kolo account and confirm sensitive actions.
Is the PIN setup available on all devices?
Is the PIN setup available on all devices?
The PIN setup feature is currently available on all versions except iOS.
Can I set a PIN for my EUR card?
Can I set a PIN for my EUR card?
No. PIN setup is not available for EUR cards.