When you pay at Automatic Fuel Dispensers (AFD) — self-service fuel pumps without a cashier — our system automatically places a $175 USD hold on your balance, even if you fuel for less. If the pump requests a higher amount, the hold matches it and the payment isn't declined.
At a glance | |
Hold amount | $175 USD, or more if the pump requests a higher amount |
Final charge | Your actual fuel purchase |
Release of the remaining amount | Usually much faster — within a few business days. If the station doesn't finalize the payment, within 14 days at the latest |
Why Does This Happen?
Automatic fuel dispensers are classified as high-risk merchants in the Visa network. Since the final transaction amount is unknown at the time of authorization (you haven't pumped fuel yet), the system places a minimum hold of $175 USD per transaction to ensure sufficient funds.
What Happens Next?
The merchant processes your actual fuel purchase (e.g., €30).
The remaining amount is automatically released back to your balance. This is usually much faster — within a few business days. If the fuel station doesn't finalize the payment, the hold is released automatically within 14 days at the latest.
Where Does This Typically Occur?
Cyprus, United States, Italy, and other countries where pay-at-pump fuel stations are common.
Tips
Make sure you have at least $175 available on your card before using self-service fuel pumps.
If you prefer to avoid the hold, pay inside with the cashier instead.
Paying with a EUR card? See Why Was a Hold Placed on My EUR Card When I Paid for Fuel?