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Business Card Activation

Kolo business cards help companies manage spendings through the business dashboard. This guide explains how they work, how admins issue them, and how employees get access.

Updated this week

What Are Kolo Business Cards?

Kolo business cards are virtual Visa cards designed for business expenses.

They can be used for a wide range of company-related payments, including:

  • 🖥️ Payments for IT infrastructure, cloud services, and servers

  • ✈️ Booking flights and 🏨 hotel accommodations worldwide

  • 🏠 Renting real estate, 🚗 vehicles, and 🛩️ business jets

  • 📢 Paying for advertising on Google, Facebook, and other digital platforms

  • 🎟️ Buying tickets and 🤝 sponsoring global events and conferences

  • 🧾 General business development and operational expenses

Before You Can Issue a Business Card

Before issuing business cards, your company must:

  • complete B2B onboarding

  • have KYB verification approved

  • have business cards available

How to Issue a Business Card

Business cards can be issued from the Business account by the company owner (account creator).

To issue a card:

  1. Log in to my.kolo.in/business

  2. Go to Wallets

  3. Select the wallet you want to issue the card from

  4. Choose Issue Card

  5. Select an existing employee or create a new one

  6. Review the employee’s details:

    • full legal name

    • business email

    • phone number

  7. Confirm the request and accept the required agreement

  8. Complete the card issuance flow

Use only business email addresses (e.g. [email protected]) for employees.

After the card is successfully issued:

  • the card appears in the selected wallet

  • the card status becomes Active

  • Kolo automatically gives the employee access to the delegated business wallet and the assigned business card.

Issuing the card to the employee grants access.

How Employees Get Access

Once the card is issued:

  1. Employee receives an invitation email

  2. Employee signs in to Kolo Personal with the business email address

  3. Delegated profile (aka wallet) with a business card appears in the employee's Kolo Personal interface.

Where Employees Use the Card

Employees access their business cards through the Kolo Personal interface at:

After accepting the invitation, employees can access business wallet and assigned business card.

Employees can:

  • view the delegated wallet balance and transactions

  • view and manage their assigned business card

Employees do not have access to:

  • other employees’ cards

  • company-level management features

FAQ

Can one company issue cards to multiple employees?

Yes. A company can issue cards to different employees after onboarding is complete.

Can the same employee have access to more than one business card?

Yes. The system supports issuing multiple business cards to the same employee.

Can I share a business wallet with an employee without issuing a card?

Yes. In Kolo Business, you can grant an employee access to a business wallet even if no card has been issued yet. This means the employee can get access to the delegated wallet separately, while card issuance remains an optional step.

Does the wallet name have to match the employee’s name?

No. The wallet name does not have to match the employee’s name.
Choose a clear name that helps you identify the wallet easily. This name is also visible to the employee when they access the delegated business wallet.

Need Help?

If you need help issuing your first business card, assigning it to an employee, or troubleshooting the invitation flow, contact our support team.

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